Protect What Matters Most
Compare life, health, motor and general insurance from 30+ leading insurers. Get the best coverage at the lowest premium — in under 10 minutes.
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Our Products
Insurance Solutions for Every Stage
End-to-end coverage from term plans to child education — we have every financial protection need covered.
Term Life Insurance
Pure protection at the lowest premium. Secure your family's financial future with cover up to 5 Cr.
Health Insurance
Cashless treatment at 10,000+ hospitals. Individual, family floater and super top-up plans.
ULIP
Life cover + market-linked wealth creation in one plan. Flexible fund choices across equity and debt.
Endowment Plans
Guaranteed returns with life cover built-in. Safe, predictable corpus at maturity.
General Insurance
Home, motor, travel and business insurance. Compare 15+ general insurers instantly.
Pension Plans
Build a guaranteed retirement corpus. Annuity plans from top LIC & private insurers.
Child Plans
Secure your child's education & marriage goals. Waiver of premium on parent's death.
Interactive Tool
Insurance Calculator
Estimate your premium or find out how much life cover you actually need.
Are you a smoker?
Smoker premium is ~50% higher
Estimated Annual Premium
₹7,464
Inclusive of 18% GST -- Indicative only
₹622
Per Month
₹20
Per Day
₹50 L
Cover
What You Get
Free -- No commitment -- Compare in 2 mins
About BFS
Built on Trust. Driven by Results.
Brothers Financial Solutions (BFS) is a financial advisory firm creating tailor-made financial solutions for clients. We help manage investments and reach financial goals through our team of experts with over 25 years of experience.
Over the years, we have helped over 12,000 clients across the country, who continue to refer us for our services — a huge testimony to our ideology.
Founded by Umesh Kedia, BFS has grown from a single-office practice in Kolkata into one of Eastern India's most trusted wealth advisory firms, managing ₹1,500Cr+ in assets across insurance, mutual funds, PMS & AIF.
₹1,500Cr+
Assets Managed
12,000+
Clients Served
25+
Years Experience
99%
Client Retention
Why Choose Us
The BFS Difference
25+ Years Experience
Trusted financial partner since 1999. We've helped 12,000+ families across India.
IRDAI Licensed
Fully regulated insurance advisor. We operate with complete transparency and compliance.
98% Claim Support
Our dedicated claims team is with you from intimation to final settlement. No hassle.
Compare & Save
We compare 30+ insurers in minutes so you always get the best coverage at the lowest price.
What Drives Us
Our Core Values
Integrity
Every recommendation is driven by what's right for you — not commissions or targets. Our reputation is built on decades of honest, transparent advice.
Trust
12,000+ clients trust us with their life savings. That trust is earned through consistent performance, clear communication, and putting your interests first.
Transparency
No hidden fees, no fine print, no surprises. You deserve complete clarity on where your money goes and how it's working for you.
Expertise
Our team brings 25+ years of combined experience across insurance, mutual funds, PMS and AIF. Every client gets specialist advice.
Leadership
Meet the Team Behind BFS
Umesh Kedia
Founder & Chief Managing Partner
Mr. Umesh Kedia has over 25 years of experience in advisory, financial consultancy and portfolio management. His achievements include 100 times MDRT, 20 times COT and 40 times TOT.
Devesh Kedia, CFA
Managing Partner
CFA Charterholder and CRISIL Certified Wealth Manager. Finance graduate from St. Xavier's College with expertise in research and financial markets.
Claims Assistance
How Claims Work at BFS
Skip the insurer paperwork. When you have a claim, BFS takes it from start to finish — we register, process and chase the insurer so you can focus on recovery.
Register Claim with BFS
Call or WhatsApp our claims helpline. Our team records your claim details in minutes — no paperwork from you at this stage.
We Process with the Insurer
BFS prepares the claim pack, liaises with the insurer, submits documents on your behalf and tracks pre-authorisation or reimbursement progress.
BFS Follows Up Until Settlement
We proactively chase the insurer, answer their queries and keep you updated at every stage. You only step in when strictly required.
Need to file a claim right now?
The Process
Buy Insurance in 3 Simple Steps
Share Your Needs
Tell us your age, health profile and coverage requirements. Takes 2 minutes.
Get Personalised Quotes
We compare plans from 30+ insurers and send you a shortlist with detailed comparison.
Buy Online Instantly
Choose your plan, complete KYC and make payment - your policy is issued digitally.
Client Stories
What Our Clients Say
"BFS helped me choose the right term plan for my family. Within 20 minutes they compared plans from 8 insurers and saved me ₹4,200/year. Outstanding service."
Vikram Mehta
Business Owner · Mumbai
"When my father was hospitalised, the BFS team handled the entire claim process. The cashless claim was settled within 6 hours. I cannot thank them enough."
Priya Nair
Software Engineer · Bangalore
"At 58, I was worried about getting health insurance at a reasonable premium. BFS found me a senior citizen plan with great coverage at exactly my budget."
Ranjit Singh
Retired Professional · Delhi
"The ULIP they recommended has given 14% XIRR over 5 years. More importantly they explained every clause before I signed. Truly transparent advisors."
Ananya Krishnan
Doctor · Chennai
"Got my motor insurance renewed in under 10 minutes. Zero paperwork. The renewal reminder 30 days before expiry is a lifesaver — I never miss a renewal now."
Deepak Sharma
Entrepreneur · Ahmedabad
"The child plan they suggested will cover my daughter's college fees entirely. The advisor did a detailed calculation showing how the corpus grows. Very impressed."
Sunita Verma
Teacher · Pune
FAQ
Frequently Asked Questions
Insurance is the subject matter of solicitation
Product names, premiums, claim-settlement ratios and features shown here are indicative, sourced from the respective insurers, and subject to change — please read the policy wording and prospectus carefully before concluding a sale. BFS does not underwrite any policy; cover is provided by the respective IRDAI-registered insurer.
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