General Insurance

Health Insurance Plans

Compare individual, family floater, senior citizen and super top-up health plans from 5 leading health insurers.

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Health Insurance Plans

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POPULAR

Sta

Star Health

Comprehensive Insurance

Most Comprehensive

Premium

₹975/mo

₹11,700/yr incl. GST

Cover

₹10L

CSR 90%

4.5

10,000+ network hospitals
Annual health checkup free
OPD consultations covered

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POPULAR

Niv

Niva Bupa

ReAssure 2.0

Best Value

Premium

₹1083/mo

₹12,999/yr incl. GST

Cover

₹10L

CSR 91%

4.6

Booster benefit — cover resets after each claim
Mental illness covered
Live healthy feature: earn premium discounts

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Car

Care Health

Supreme Mediclaim

Budget-Friendly

Premium

₹917/mo

₹10,999/yr incl. GST

Cover

₹10L

CSR 90%

4.5

Cumulative bonus up to 150%
Shared accommodation deduction waived
Automatic recharge of sum insured

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HDF

HDFC ERGO

Optima Secure

Highest CSR

Premium

₹1250/mo

₹14,999/yr incl. GST

Cover

₹10L

CSR 92%

4.7

Secure benefit — 2x coverage from day 1
12,000+ cashless hospitals
No claim bonus up to 100%

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ABS

Aditya Birla

Activ Health Enhanced

Wellness Rewards

Premium

₹1000/mo

₹11,999/yr incl. GST

Cover

₹10L

CSR 90%

4.6

Earn HealthReturnsTM — premium discount for fitness
Healthy Heart feature
Chronic disease coverage from day 1

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Premiums shown are indicative. Actual premium depends on your profile and selected add-ons.

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Insurance Calculators

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Annual Income₹12L

Outstanding Loans₹2L

Number of Children1

Existing Life Cover₹0L

Recommended Cover

₹1.4 Cr

Approx. premium: ₹1,173/yr

Breakdown

Income replacement (10x)+₹120L

Outstanding liabilities+₹2L

Children's education (1 × ₹20L)+₹20L

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