General Insurance Plans

Health, motor, home, travel and business insurance from 15+ general insurers. Instant policies, cashless claims.

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Health Insurance

Cashless hospitalisation at 10,000+ hospitals.

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POPULAR

Sta

Star Health

Comprehensive Insurance

Most Comprehensive

Premium

₹975/mo

₹11,700/yr incl. GST

Cover

₹10L

CSR 90%

4.5

10,000+ network hospitals
Annual health checkup free
OPD consultations covered

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POPULAR

Niv

Niva Bupa

ReAssure 2.0

Best Value

Premium

₹1083/mo

₹12,999/yr incl. GST

Cover

₹10L

CSR 91%

4.6

Booster benefit — cover resets after each claim
Mental illness covered
Live healthy feature: earn premium discounts

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Car

Care Health

Supreme Mediclaim

Budget-Friendly

Premium

₹917/mo

₹10,999/yr incl. GST

Cover

₹10L

CSR 90%

4.5

Cumulative bonus up to 150%
Shared accommodation deduction waived
Automatic recharge of sum insured

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Motor Insurance

Comprehensive car & bike insurance with cashless repairs.

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POPULAR

Baj

Bajaj Allianz

Car Insurance Comprehensive

Fastest Settlement

Premium

₹4,999/yr

CSR 98%

4.6

60-minute cashless repair at 4,000+ garages
Zero depreciation add-on
Engine protect cover

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POPULAR

ICI

ICICI Lombard

Comprehensive Car Cover

Best Value

Premium

₹4,599/yr

CSR 90%

4.5

8,800+ cashless workshops
InstaSpect — instant video inspection
Drive Smart telematics discount

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HDF

HDFC ERGO

Motor Insurance

Premium

₹4,799/yr

CSR 92%

4.6

Spot claim settlement up to ₹75,000
6,800+ cashless garages
My:Protect — customise coverage

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Home Insurance

Protect your home from fire, flood, theft & more.

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POPULAR

ICI

ICICI Lombard

Home Shield Insurance

Comprehensive

Premium

₹3,999/yr

Cover

₹1 Cr

CSR 90%

4.6

Structure + contents cover
Natural calamity (earthquake, flood, cyclone)
Burglary and theft

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POPULAR

Baj

Bajaj Allianz

Home Insurance

Best Value

Premium

₹2,999/yr

Cover

₹1 Cr

CSR 98%

4.5

Fire, explosion, lightning cover
Electronic equipment cover
Public liability cover

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OIC

Oriental Insurance

Griha Kalyan

Government PSU

Premium

₹2,499/yr

Cover

₹1 Cr

CSR 93%

4.2

Standard fire perils covered
Burglary cover available as add-on
Long-term policy discount

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Travel Insurance

Medical cover, trip cancellation & baggage protection.

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POPULAR

ICI

ICICI Lombard

Complete Journey

Best Coverage

Premium

₹799/yr

Cover

₹5L

CSR 90%

4.6

Medical emergency abroad up to $250,000
Trip cancellation / curtailment
Lost baggage ₹50,000

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HDF

HDFC ERGO

Travel Insurance Plan

Value Pick

Premium

₹699/yr

Cover

₹5L

CSR 92%

4.5

24/7 travel assistance
Personal accident cover
Delayed flight compensation

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Baj

Bajaj Allianz

Travel Companion

Senior Friendly

Premium

₹849/yr

Cover

₹5L

CSR 98%

4.7

Cover till age 75 (higher than most)
Pre-existing disease emergency cover
Schengen visa compliant

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Business Insurance

Fire, burglary, liability & business interruption cover.

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POPULAR

TAT

Tata AIG

Bharat SME Package

SME Specialist

Premium

₹15,000/yr

Cover

₹1 Cr

CSR 96%

4.6

Fire & allied perils
Burglary cover
Machinery breakdown

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NIA

New India

Standard Fire & Special Perils

Govt. Insurer

Premium

₹12,000/yr

Cover

₹1 Cr

CSR 92%

4.3

Covers factory, office, warehouse
All natural calamities
PSU credibility for lender compliance

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UII

United India

Commercial Vehicle Package

Premium

₹8,000/yr

Cover

₹50L

CSR 91%

4.2

Fleet insurance available
Goods in transit cover
Passenger liability

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