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POPULAR

ICI

ICICI Lombard

Home Shield Insurance

Comprehensive

Premium

₹3,999/yr

Cover

₹1 Cr

CSR 90%

4.6

Structure + contents cover
Natural calamity (earthquake, flood, cyclone)
Burglary and theft

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POPULAR

Baj

Bajaj Allianz

Home Insurance

Best Value

Premium

₹2,999/yr

Cover

₹1 Cr

CSR 98%

4.5

Fire, explosion, lightning cover
Electronic equipment cover
Public liability cover

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OIC

Oriental Insurance

Griha Kalyan

Government PSU

Premium

₹2,499/yr

Cover

₹1 Cr

CSR 93%

4.2

Standard fire perils covered
Burglary cover available as add-on
Long-term policy discount

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Premiums shown are indicative. Actual premium depends on your profile and selected add-ons.

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Annual Income₹12L

Outstanding Loans₹2L

Number of Children1

Existing Life Cover₹0L

Recommended Cover

₹1.4 Cr

Approx. premium: ₹1,173/yr

Breakdown

Income replacement (10x)+₹120L

Outstanding liabilities+₹2L

Children's education (1 × ₹20L)+₹20L

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