Education Planning

Child Insurance Plans

Secure your child's future — education corpus + life cover + waiver of premium. Build ₹50L+ in 15–20 years.

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POPULAR

LIC

New Children's Money Back

Most Trusted

Premium

₹2167/mo

₹26,000/yr incl. GST

Cover

₹5L

CSR 98.62%

4.5

Payouts at ages 18, 20, 22, 25
Premium waived on parent's death, policy continues
Bonus accrues throughout

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POPULAR

HDF

HDFC Life

Young Star Super Premium

ULIP-Based

Premium

₹2500/mo

₹30,000/yr incl. GST

Cover

₹15L

CSR 98.66%

4.7

Market-linked corpus for education
Waiver of premium rider
Partial withdrawal for school fees

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Max

Max Life

Shiksha Plus Super

Best CSR

Premium

₹2000/mo

₹24,000/yr incl. GST

Cover

₹10L

CSR 99.51%

4.8

Milestone payouts at pre-selected ages
Income benefit on parent's disability
Flexible benefit structures

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Smart Tools

Insurance Calculators

Make informed decisions before you buy

Annual Income₹12L

Outstanding Loans₹2L

Number of Children1

Existing Life Cover₹0L

Recommended Cover

₹1.4 Cr

Approx. premium: ₹1,173/yr

Breakdown

Income replacement (10x)+₹120L

Outstanding liabilities+₹2L

Children's education (1 × ₹20L)+₹20L

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