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Life Insurance Plans

Compare Term, ULIP, Endowment, Child and Pension plans from 10+ life insurers. Get the right cover for every stage of life.

10,000+Policies Issued
₹500 Cr+Sum Assured
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Term Life

Most Popular

Highest cover, lowest premium. Pure protection.

POPULAR
HDF

HDFC Life

Click 2 Protect Super

Best Seller

Premium

₹699/mo

₹7,499/yr incl. GST

Cover

₹1 Cr

CSR 98.66%
4.8
  • Life Stage Cover option — cover increases at marriage, child birth
  • Return of premium option available
  • Critical illness cover rider (36 CI)
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POPULAR
ICI

ICICI Prudential

iProtect Smart

Best Value

Premium

₹649/mo

₹6,999/yr incl. GST

Cover

₹1 Cr

CSR 97.82%
4.7
  • Comprehensive — covers death, disability, CI in one plan
  • Waiver of premium on permanent disability
  • 34 critical illness covered
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Max

Max Life

Smart Secure Plus Plan

Highest CSR

Premium

₹719/mo

₹7,799/yr incl. GST

Cover

₹1 Cr

CSR 99.51%
4.9
  • Highest claim settlement ratio in industry (99.51%)
  • Joint life option — covers both spouses
  • Increasing cover to fight inflation
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ULIP

80C Benefit

Insurance + market-linked investment in one plan.

POPULAR
HDF

HDFC Life

Click 2 Invest

Low Charges

Premium

₹1667/mo

₹20,000/yr incl. GST

Cover

₹10L

CSR 98.66%
4.7
  • Zero premium allocation charge
  • 8 fund options
  • Unlimited free fund switches
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POPULAR
ICI

ICICI Prudential

Signature

Popular

Premium

₹2083/mo

₹25,000/yr incl. GST

Cover

₹12.5L

CSR 97.82%
4.6
  • Loyalty additions from year 6
  • Portfolio rebalancing feature
  • Automatic fund rebalancing
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Max

Max Life

Fast Track Super

Best Returns

Premium

₹1500/mo

₹18,000/yr incl. GST

Cover

₹9L

CSR 99.51%
4.8
  • Return Enhancer feature
  • 6 fund options including small cap
  • Zero mortality charges on death
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Endowment

Guaranteed returns with life cover. Safe & predictable.

POPULAR
LIC

LIC

Jeevan Lakshya

Govt. Backed

Premium

₹2833/mo

₹34,000/yr incl. GST

Cover

₹10L

CSR 98.62%
4.5
  • 15% of sum assured paid annually for last 3 years
  • Death benefit regardless of premium paid
  • Bonus additions each year
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SBI

SBI Life

Shubh Nivesh

Premium

₹3167/mo

₹38,000/yr incl. GST

Cover

₹10L

CSR 93.09%
4.4
  • Guaranteed additions
  • Flexible premium payment modes
  • Accidental death benefit rider
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POPULAR
HDF

HDFC Life

Sanchay Plus

Guaranteed Returns

Premium

₹2500/mo

₹30,000/yr incl. GST

Cover

₹10L

CSR 98.66%
4.6
  • Guaranteed income for 25/30 years
  • 105% return of premium on death
  • Tax-free maturity proceeds
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Child Plan

Build education corpus with waiver of premium protection.

POPULAR
LIC

LIC

New Children's Money Back

Most Trusted

Premium

₹2167/mo

₹26,000/yr incl. GST

Cover

₹5L

CSR 98.62%
4.5
  • Payouts at ages 18, 20, 22, 25
  • Premium waived on parent's death, policy continues
  • Bonus accrues throughout
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POPULAR
HDF

HDFC Life

Young Star Super Premium

ULIP-Based

Premium

₹2500/mo

₹30,000/yr incl. GST

Cover

₹15L

CSR 98.66%
4.7
  • Market-linked corpus for education
  • Waiver of premium rider
  • Partial withdrawal for school fees
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Max

Max Life

Shiksha Plus Super

Best CSR

Premium

₹2000/mo

₹24,000/yr incl. GST

Cover

₹10L

CSR 99.51%
4.8
  • Milestone payouts at pre-selected ages
  • Income benefit on parent's disability
  • Flexible benefit structures
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Pension

Guaranteed retirement income for your golden years.

POPULAR
LIC

LIC

New Jeevan Shanti

Immediate Annuity

Premium

6.5% p.a.

Min. Purchase

₹1,50,000

CSR 98.62%
4.6
  • Guaranteed lifetime income
  • 9 annuity options
  • Return of purchase price option
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POPULAR
HDF

HDFC Life

Pension Guaranteed Plan

Higher Annuity

Premium

6.8% p.a.

Min. Purchase

₹1,00,000

CSR 98.66%
4.7
  • Higher annuity rates vs LIC
  • Systematic monthly income
  • Disability benefit option
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SBI

SBI Life

Saral Pension

Simple & Transparent

Premium

6.3% p.a.

Min. Purchase

₹1,00,000

CSR 93.09%
4.4
  • IRDAI standardised product — easy to understand
  • 2 annuity options only
  • Return of 100% purchase price
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Smart Tools

Insurance Calculators

Make informed decisions before you buy

₹12L
₹2L
1
₹0L

Recommended Cover

₹1.4 Cr

Approx. premium: ₹1,173/yr

Breakdown

Income replacement (10x)+₹120L
Outstanding liabilities+₹2L
Children's education (1 × ₹20L)+₹20L
Get Quotes for ₹1.4 Cr Cover →