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Retirement Planning

Pension & Annuity Plans

Guaranteed lifetime income after retirement. Compare immediate and deferred annuity plans from top insurers.

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Compare Top Plans

POPULAR
LIC

LIC

New Jeevan Shanti

Immediate Annuity

Premium

6.5% p.a.

Min. Purchase

₹1,50,000

CSR 98.62%
4.6
  • Guaranteed lifetime income
  • 9 annuity options
  • Return of purchase price option
POPULAR
HDF

HDFC Life

Pension Guaranteed Plan

Higher Annuity

Premium

6.8% p.a.

Min. Purchase

₹1,00,000

CSR 98.66%
4.7
  • Higher annuity rates vs LIC
  • Systematic monthly income
  • Disability benefit option
SBI

SBI Life

Saral Pension

Simple & Transparent

Premium

6.3% p.a.

Min. Purchase

₹1,00,000

CSR 93.09%
4.4
  • IRDAI standardised product — easy to understand
  • 2 annuity options only
  • Return of 100% purchase price

Smart Tools

Insurance Calculators

Make informed decisions before you buy

₹12L
₹2L
1
₹0L

Recommended Cover

₹1.4 Cr

Approx. premium: ₹1,173/yr

Breakdown

Income replacement (10x)+₹120L
Outstanding liabilities+₹2L
Children's education (1 × ₹20L)+₹20L
Get Quotes for ₹1.4 Cr Cover →