Term Life Insurance
Pure protection at the lowest premium. Cover up to ₹5 Cr for as low as ₹490/month. Compare top 5 term plans from HDFC, ICICI, Max Life, Tata AIA and LIC.
Compare Term Plans
Free · Expert advice in 30 mins
Compare Top Term Plans
Premiums shown for ₹1 Cr cover, 30-year-old non-smoker male, 30-year term. Indicative only.
Why Term Insurance Is a Must-Have
Lowest Premium
Get ₹1 Cr cover for under ₹500/month at age 25–30. Premium stays fixed for the entire term.
Pure Protection
No investment component. Every rupee goes toward covering your family — maximum value for money.
Tax Benefit
Premiums up to ₹1.5L/year qualify for Section 80C deduction. Claim amount is fully tax-free under Sec 10(10D).
Increasing Cover Option
Some plans increase cover at key life events (marriage, child birth) without fresh medical underwriting.
Affordable Riders
Add critical illness (₹10L–₹1Cr), accidental death benefit, or waiver of premium riders for a few hundred rupees/year.
Online Issuance
Apply entirely online. Digital policy issued within 24–72 hours. No agents, no branch visits for most plans.
Smart Tools
Insurance Calculators
Make informed decisions before you buy
Recommended Cover
₹1.4 Cr
Approx. premium: ₹1,173/yr
Breakdown
Frequently Asked Questions
Client Stories
What Our Clients Say
"BFS helped me choose the right term plan for my family. Within 20 minutes they compared plans from 8 insurers and saved me ₹4,200/year. Outstanding service."
Vikram Mehta
Business Owner · Mumbai
"When my father was hospitalised, the BFS team handled the entire claim process. The cashless claim was settled within 6 hours. I cannot thank them enough."
Priya Nair
Software Engineer · Bangalore
"At 58, I was worried about getting health insurance at a reasonable premium. BFS found me a senior citizen plan with great coverage at exactly my budget."
Ranjit Singh
Retired Professional · Delhi
"The ULIP they recommended has given 14% XIRR over 5 years. More importantly they explained every clause before I signed. Truly transparent advisors."
Ananya Krishnan
Doctor · Chennai
"Got my motor insurance renewed in under 10 minutes. Zero paperwork. The renewal reminder 30 days before expiry is a lifesaver — I never miss a renewal now."
Deepak Sharma
Entrepreneur · Ahmedabad
"The child plan they suggested will cover my daughter's college fees entirely. The advisor did a detailed calculation showing how the corpus grows. Very impressed."
Sunita Verma
Teacher · Pune